Your money,
finally in Nepali.
Drop in your bank or wallet statement and let the app do the filing. Budget in रुपैयाँ, track goals and EMIs, and read your tax in Bikram Sambat — the calendar your accountant actually uses.
Free during beta · No card required · Phone & web
Imports just about anything you can export
Everything you actually need. Nothing you don't.
Most expense apps are built for Western banks with neat APIs. Kharchapatra starts from a simpler reality: you have a bank statement PDF, a wallet export, and the ten minutes you actually have.
Drop a statement, get clean transactions
Upload CSV, PDF, or Excel from any bank or wallet. Kharchapatra auto-detects columns, lets you tweak the mapping, and dedupes rows you've already imported.
- Auto-detects Nepali bank formats
- Re-mappable column picker
- Skips duplicate rows
- OCR fallback for scanned PDFs
Auto-categorisation
150+ English & Nepali keywords sort transactions into 24 categories — पसल, खानपिन, यातायात, and more. Your overrides always stick.
Multi-account net worth
Bank, wallet, cash. One unified balance view, individual statements, no spreadsheet maths.
Budgets that nudge
Set monthly limits per category. Get a heads-up at 80% and again when you cross — not after the month closes.
Goals & EMIs
Save toward a trip, an iPhone, or a house. Track loan payoffs and EMIs alongside everyday spending.
Phone & web, in sync
Capture a transaction on the go, review trends on your laptop. Conflict-aware sync, encrypted in transit.
It speaks Nepal — by default.
No region setting buried in preferences. No converting to USD in your head. The app you open already knows what रू means and which year it is in BS.
Bikram Sambat alongside AD
Every transaction shows both BS and AD dates. Filter by Nepali fiscal year. Set goals to land on Dashain.
Nepali tax brackets, built-in
A tax helper that knows current Nepal slabs — no spreadsheet, no tax-day panic.
Categories users actually use
Khaja, kirana, electricity, monthly EMI — categories named the way you describe spending out loud.
Three steps to know where every rupee went.
Add your accounts
One bank, three wallets, plus cash — pick from a list of 8 Nepali institutions. Set opening balances and you're ready.
Import or enter as you go
Drag in a bank statement to backfill the past month. Add new transactions manually whenever cash leaves your wallet.
Watch the patterns
Budgets, trends, category drill-downs, and a financial health score — read at a glance, no spreadsheet required.
Auto-categories
Bikram Sambat dates
Always in NPR
Ready to actually understand your spending?
Free during beta. No card. Five minutes to set up — your first statement import takes care of last month.